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UPSC Prelims 2024GS1EconomyFinancial Markets and Institutions

Q82. Consider the following statements:
1. In India, Non- Banking Financial Companies can access the Liquidity Adjustment Facility window of the Reserve Bank of India.
2. In India, Foreign Institutional Investors can hold the Government Securities (G-Secs).
3. In India, Stock Exchanges can offer separate trading platforms for debts.

Which of the statements given above is/are correct?

A. 1 and 2 only
B. 3 only
C. 1, 2 and 3
D. 2 and 3 only✓ Correct

Detailed Solution

✓ Correct Answer: Option D

Let's analyze each statement: 1. Statement 1 is incorrect: The Liquidity Adjustment Facility (LAF) is primarily available to Scheduled Commercial Banks (excluding RRBs) and Primary Dealers (PDs).

While some NBFCs may operate as PDs and thus access LAF, the general statement that NBFCs can access it is not accurate for all NBFCs. 2. Statement 2 is correct: Foreign Institutional Investors (FIIs), now largely subsumed under Foreign Portfolio Investors (FPIs), are permitted to invest in Government Securities (G-Secs) in India, subject to certain limits and regulatory approvals from SEBI.

3. Statement 3 is correct: To deepen the corporate debt market, SEBI has allowed stock exchanges to establish separate trading platforms for debt instruments. For example, the National Stock Exchange (NSE) has a dedicated debt segment.

Therefore, statements 2 and 3 are correct. This question tests knowledge of India's financial markets, RBI regulations, and SEBI policies, which are crucial for the Economy section of UPSC.

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