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UPSC Prelims 2024GS1Current AffairsGovernment Schemes (Social Security)

Q50. With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM- SYM) Yojana, consider the following statements :
1. The entry age group for enrolment in the shceme is 21 to 40 years.
2. Age specific contribution shall be made by the beneficiary.
3. Each subscriber under the scheme shall receive a minimum pension of Rs. 3000 per month after attaining the age of 60 years.
4. Family pension is applicable to the spouse and unmarried daughters.
Which of the statements given above is/are correct ?

A. 1, 3 and 4
B. 2 and 3 only✓ Correct
C. 2 only
D. 1, 2 and 4

Detailed Solution

✓ Correct Answer: Option B

Statements 2 and 3 are correct. Under the PM-SYM Yojana, beneficiaries make age-specific contributions, meaning the contribution amount varies based on the entry age. Upon attaining 60 years, each subscriber receives a minimum assured pension of Rs.

3000 per month. Statement 1 is incorrect; the entry age for the scheme is 18 to 40 years, not 21 to 40 years. Statement 4 is incorrect; family pension under PM-SYM is applicable only to the spouse, who receives 50% of the subscriber's pension, not to unmarried daughters.

This scheme is a significant social security initiative for unorganised workers, making its details important for the UPSC exam.

Current Affairs Link

The scheme recently completed 5 years, making it relevant for current affairs.

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